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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,874 | $78,707-36.6% | $117,861-57.7% | $70,126-28.9% |
| Participation rate | 68.9% | 73.2%-4.3pp | 79.7%-10.8pp | 69.5%-0.7pp |
| Annual return | 15.80% | 23.30%-7.5pp | 335.11%-319.3pp | 73.15%-57.3pp |
| Employer contribution / active EE | $840 | $2,223-62.2% | $3,786-77.8% | $2,343-64.1% |
| Participant deferral / active EE | $3,249 | $3,297-1.5% | $4,482-27.5% | $3,332-2.5% |
| Admin fee / account holder | $3,215 | $5,066-36.5% | $8,021-59.9% | $4,645-30.8% |