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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,349 | $108,825+51.9% | $156,181+5.9% | $82,448+100.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | -6.78% | 20.59%-27.4pp | 64.87%-71.7pp | 41.64%-48.4pp |
| Employer contribution / active EE | $14,939 | $2,870+420.6% | $4,294+247.9% | $2,551+485.6% |
| Participant deferral / active EE | $7,258 | $4,577+58.6% | $6,132+18.4% | $4,139+75.3% |
| Admin fee / account holder | $2,155 | $9,341-76.9% | $14,586-85.2% | $7,234-70.2% |