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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,059 | $175,257+107.7% | $149,717+143.2% | $139,456+161.1% |
| Participation rate | 70.0% | 83.4%-13.4pp | 78.8%-8.8pp | 80.3%-10.3pp |
| Annual return | 16.41% | 166.70%-150.3pp | 134.41%-118.0pp | 373.45%-357.0pp |
| Employer contribution / active EE | $23,557 | $5,477+330.1% | $4,820+388.8% | $4,753+395.6% |
| Participant deferral / active EE | $14,465 | $6,521+121.8% | $5,682+154.6% | $6,711+115.5% |
| Admin fee / account holder | $22,477 | $16,156+39.1% | $13,213+70.1% | $11,407+97.0% |