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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,321 | $167,352+98.6% | $143,788+131.1% | $134,509+147.1% |
| Participation rate | 82.4% | 84.8%-2.5pp | 80.3%+2.0pp | 81.2%+1.1pp |
| Annual return | -15.52% | 0.47%-16.0pp | -0.03%-15.5pp | 418.13%-433.7pp |
| Employer contribution / active EE | $13,035 | $5,620+131.9% | $4,952+163.2% | $4,741+175.0% |
| Participant deferral / active EE | $9,931 | $6,447+54.0% | $5,638+76.1% | $6,400+55.2% |
| Admin fee / account holder | $18,557 | $18,091+2.6% | $14,675+26.5% | $11,427+62.4% |