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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,321 | $167,362+98.6% | $143,799+131.1% | $134,532+147.0% |
| Participation rate | 82.4% | 84.8%-2.5pp | 80.3%+2.0pp | 81.2%+1.1pp |
| Annual return | -15.52% | 0.47%-16.0pp | -0.04%-15.5pp | 418.27%-433.8pp |
| Employer contribution / active EE | $13,035 | $5,620+131.9% | $4,952+163.2% | $4,741+174.9% |
| Participant deferral / active EE | $9,931 | $6,447+54.0% | $5,638+76.1% | $6,401+55.1% |
| Admin fee / account holder | $18,557 | $18,094+2.6% | $14,677+26.4% | $11,429+62.4% |