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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,139 | $95,404+32.2% | $113,397+11.2% | $82,637+52.6% |
| Participation rate | 68.2% | 72.8%-4.6pp | 76.5%-8.3pp | 68.1%+0.1pp |
| Annual return | 14.15% | 19.08%-4.9pp | 23.20%-9.0pp | 53.51%-39.4pp |
| Employer contribution / active EE | $1,062 | $2,307-54.0% | $2,977-64.3% | $2,552-58.4% |
| Participant deferral / active EE | $5,284 | $4,220+25.2% | $5,076+4.1% | $4,126+28.1% |
| Admin fee / account holder | $12 | $9,168-99.9% | $11,957-99.9% | $7,339-99.8% |