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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,467 | $71,878+6.4% | $86,698-11.8% | $68,486+11.7% |
| Participation rate | 67.4% | 72.2%-4.9pp | 76.6%-9.2pp | 67.9%-0.5pp |
| Annual return | -14.91% | 3.53%-18.4pp | 35.95%-50.9pp | -7.85%-7.1pp |
| Employer contribution / active EE | $1,256 | $2,173-42.2% | $2,837-55.7% | $2,597-51.6% |
| Participant deferral / active EE | $5,031 | $3,779+33.1% | $4,656+8.1% | $4,028+24.9% |
| Admin fee / account holder | $1,419 | $6,113-76.8% | $7,493-81.1% | $5,404-73.7% |