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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,875 | $132,099-81.9% | $115,599-79.3% | $138,895-82.8% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.3%+0.7pp | 79.9%-4.9pp |
| Annual return | 17.14% | 176.76%-159.6pp | 111.10%-94.0pp | 145.39%-128.3pp |
| Employer contribution / active EE | $132 | $3,416-96.1% | $2,955-95.5% | $4,194-96.9% |
| Participant deferral / active EE | $2,578 | $5,617-54.1% | $4,889-47.3% | $6,396-59.7% |
| Admin fee / account holder | $1,134 | $15,650-92.8% | $12,841-91.2% | $12,562-91.0% |