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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,264 | $125,193-85.4% | $105,591-82.7% | $145,978-87.5% |
| Participation rate | 84.6% | 77.6%+7.0pp | 75.3%+9.3pp | 80.3%+4.3pp |
| Annual return | 7.83% | 225.53%-217.7pp | 116.43%-108.6pp | 550.52%-542.7pp |
| Employer contribution / active EE | $4,143 | $3,718+11.4% | $3,166+30.8% | $4,662-11.1% |
| Participant deferral / active EE | $2,712 | $5,708-52.5% | $5,008-45.8% | $6,690-59.5% |
| Admin fee / account holder | $1,404 | $17,277-91.9% | $11,024-87.3% | $13,400-89.5% |