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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,343 | $112,112+143.8% | $95,956+184.9% | $158,950+72.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | -4.94% | 171.15%-176.1pp | 91.63%-96.6pp | 302.91%-307.9pp |
| Employer contribution / active EE | $22,690 | $3,199+609.4% | $2,541+792.9% | $4,762+376.5% |
| Participant deferral / active EE | $11,725 | $4,784+145.1% | $4,167+181.4% | $5,983+96.0% |
| Admin fee / account holder | $81,602 | $10,134+705.2% | $6,797+1100.6% | $11,248+625.5% |