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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,236 | $92,219+51.0% | $76,768+81.4% | $135,379+2.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -10.65% | 5.46%-16.1pp | 2.43%-13.1pp | 519.79%-530.4pp |
| Employer contribution / active EE | $15,865 | $3,216+393.3% | $2,485+538.4% | $4,779+232.0% |
| Participant deferral / active EE | $17,909 | $4,508+297.2% | $3,852+365.0% | $5,609+219.3% |
| Admin fee / account holder | $1,431 | $10,749-86.7% | $6,675-78.6% | $10,828-86.8% |