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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,196 | $148,623-68.2% | $135,974-65.3% | $139,466-66.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.68% | 79.30%-65.6pp | 68.30%-54.6pp | 373.66%-360.0pp |
| Employer contribution / active EE | $3,875 | $5,246-26.1% | $4,859-20.3% | $4,754-18.5% |
| Participant deferral / active EE | $11,461 | $8,103+41.5% | $7,760+47.7% | $6,712+70.8% |
| Admin fee / account holder | $352 | $12,406-97.2% | $10,767-96.7% | $11,409-96.9% |