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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,761 | $165,399-79.6% | $149,745-77.5% | $158,982-78.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.59% | 348.34%-332.7pp | 276.72%-261.1pp | 302.99%-287.4pp |
| Employer contribution / active EE | $3,607 | $5,105-29.3% | $4,646-22.4% | $4,763-24.3% |
| Participant deferral / active EE | $10,478 | $7,183+45.9% | $6,843+53.1% | $5,983+75.1% |
| Admin fee / account holder | $739 | $10,811-93.2% | $9,312-92.1% | $11,252-93.4% |