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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,930 | $138,076-82.7% | $123,553-80.6% | $135,380-82.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.78% | 153.70%-165.5pp | 119.21%-131.0pp | 519.81%-531.6pp |
| Employer contribution / active EE | $2,746 | $5,152-46.7% | $4,628-40.7% | $4,779-42.5% |
| Participant deferral / active EE | $9,830 | $6,800+44.6% | $6,426+53.0% | $5,609+75.3% |
| Admin fee / account holder | $1,634 | $10,917-85.0% | $9,284-82.4% | $10,828-84.9% |