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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,676 | $47,977+18.1% | $154,111-63.2% | $56,287+0.7% |
| Participation rate | 66.9% | 66.2%+0.8pp | 83.0%-16.1pp | 69.9%-2.9pp |
| Annual return | -2.45% | 3.54%-6.0pp | 735.18%-737.6pp | -9.96%+7.5pp |
| Employer contribution / active EE | $2,328 | $2,169+7.3% | $5,298-56.1% | $2,111+10.3% |
| Participant deferral / active EE | $1,941 | $2,392-18.8% | $5,081-61.8% | $3,350-42.0% |
| Admin fee / account holder | $5,236 | $438+1094.9% | $13,411-61.0% | $521+905.2% |