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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,370 | $84,236-14.1% | $170,435-57.5% | $70,126+3.2% |
| Participation rate | 95.5% | 70.8%+24.7pp | 83.6%+11.9pp | 69.5%+26.0pp |
| Annual return | 16.74% | 23.06%-6.3pp | 205.94%-189.2pp | 73.15%-56.4pp |
| Employer contribution / active EE | $4,202 | $3,387+24.1% | $5,432-22.6% | $2,343+79.4% |
| Participant deferral / active EE | $3,300 | $3,086+6.9% | $4,939-33.2% | $3,332-0.9% |
| Admin fee / account holder | $2,747 | $5,698-51.8% | $13,881-80.2% | $4,645-40.9% |