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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,427 | $75,962-53.4% | $154,111-77.0% | $64,173-44.8% |
| Participation rate | 61.6% | 70.4%-8.8pp | 83.0%-21.4pp | 69.6%-7.9pp |
| Annual return | -5.88% | 30.32%-36.2pp | 735.18%-741.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $1,485 | $3,350-55.7% | $5,298-72.0% | $2,381-37.6% |
| Participant deferral / active EE | $2,737 | $3,175-13.8% | $5,081-46.1% | $3,470-21.1% |
| Admin fee / account holder | $857 | $5,589-84.7% | $13,411-93.6% | $4,887-82.5% |