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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,900 | $84,236-38.4% | $170,435-69.5% | $70,126-26.0% |
| Participation rate | 59.2% | 70.8%-11.6pp | 83.6%-24.4pp | 69.5%-10.4pp |
| Annual return | 17.71% | 23.06%-5.3pp | 205.94%-188.2pp | 73.15%-55.4pp |
| Employer contribution / active EE | $1,375 | $3,387-59.4% | $5,432-74.7% | $2,343-41.3% |
| Participant deferral / active EE | $3,033 | $3,086-1.7% | $4,939-38.6% | $3,332-9.0% |
| Admin fee / account holder | $1,063 | $5,698-81.3% | $13,881-92.3% | $4,645-77.1% |