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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,166 | $106,749+156.8% | $145,433+88.5% | $82,448+232.5% |
| Participation rate | 97.8% | 75.6%+22.2pp | 82.1%+15.7pp | 68.1%+29.8pp |
| Annual return | 17.17% | 27.59%-10.4pp | 66.58%-49.4pp | 41.64%-24.5pp |
| Employer contribution / active EE | $7,491 | $3,444+117.5% | $4,554+64.5% | $2,551+193.6% |
| Participant deferral / active EE | $8,356 | $6,519+28.2% | $7,897+5.8% | $4,139+101.9% |
| Admin fee / account holder | $1,037 | $8,390-87.6% | $13,129-92.1% | $7,234-85.7% |