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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,992 | $115,911-39.6% | $100,530-30.4% | $158,950-56.0% |
| Participation rate | 66.7% | 81.6%-14.9pp | 79.4%-12.7pp | 82.0%-15.3pp |
| Annual return | 18.66% | 34.80%-16.1pp | 30.89%-12.2pp | 302.91%-284.2pp |
| Employer contribution / active EE | $1,487 | $4,104-63.8% | $3,418-56.5% | $4,762-68.8% |
| Participant deferral / active EE | $2,963 | $6,676-55.6% | $6,271-52.8% | $5,983-50.5% |
| Admin fee / account holder | $21,936 | $10,999+99.4% | $8,083+171.4% | $11,248+95.0% |