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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,570 | $97,020-54.1% | $83,322-46.5% | $135,379-67.1% |
| Participation rate | 68.8% | 80.4%-11.7pp | 77.8%-9.0pp | 82.6%-13.9pp |
| Annual return | -8.81% | 12.31%-21.1pp | 10.64%-19.4pp | 519.79%-528.6pp |
| Employer contribution / active EE | $1,334 | $4,144-67.8% | $3,379-60.5% | $4,779-72.1% |
| Participant deferral / active EE | $2,544 | $5,964-57.4% | $5,565-54.3% | $5,609-54.7% |
| Admin fee / account holder | $3,815 | $8,426-54.7% | $7,540-49.4% | $10,828-64.8% |