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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,687 | $95,915-13.8% | $79,580+3.9% | $134,532-38.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.90% | -2.71%-19.2pp | 0.15%-22.1pp | 418.27%-440.2pp |
| Employer contribution / active EE | $2,952 | $3,129-5.6% | $2,413+22.3% | $4,741-37.7% |
| Participant deferral / active EE | $3,382 | $4,693-28.0% | $3,985-15.2% | $6,401-47.2% |
| Admin fee / account holder | $62,164 | $9,132+580.8% | $6,835+809.5% | $11,429+443.9% |