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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,327 | $99,652+17.7% | $78,778+48.9% | $147,586-20.5% |
| Participation rate | 84.6% | 76.2%+8.4pp | 69.2%+15.4pp | 82.8%+1.8pp |
| Annual return | 13.14% | 47.28%-34.1pp | 35.62%-22.5pp | 578.59%-565.4pp |
| Employer contribution / active EE | $0 | $2,796-100.0% | $1,986-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $7,418 | $3,664+102.5% | $2,958+150.8% | $5,439+36.4% |
| Admin fee / account holder | $4,738 | $7,155-33.8% | $5,134-7.7% | $10,886-56.5% |