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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,834 | $112,933+38.9% | $90,970+72.4% | $158,982-1.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 12.07% | 215.82%-203.8pp | 134.60%-122.5pp | 302.99%-290.9pp |
| Employer contribution / active EE | $1,028 | $2,893-64.5% | $2,122-51.5% | $4,763-78.4% |
| Participant deferral / active EE | $4,014 | $4,128-2.8% | $3,373+19.0% | $5,983-32.9% |
| Admin fee / account holder | $7,034 | $8,047-12.6% | $5,961+18.0% | $11,252-37.5% |