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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,770 | $180,466+34.0% | $154,114+56.9% | $135,382+78.6% |
| Participation rate | 81.8% | 87.4%-5.6pp | 83.0%-1.2pp | 82.6%-0.8pp |
| Annual return | -5.89% | 888.15%-894.0pp | 735.16%-741.1pp | 519.77%-525.7pp |
| Employer contribution / active EE | $5,762 | $6,035-4.5% | $5,298+8.8% | $4,779+20.6% |
| Participant deferral / active EE | $8,645 | $5,806+48.9% | $5,081+70.2% | $5,609+54.1% |
| Admin fee / account holder | $799 | $16,144-95.1% | $13,411-94.0% | $10,829-92.6% |