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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,255 | $168,636+3.3% | $147,618+18.0% | $125,388+39.0% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | 0.30% | 77.65%-77.4pp | 61.98%-61.7pp | 282.24%-281.9pp |
| Employer contribution / active EE | $7,773 | $6,252+24.3% | $5,565+39.7% | $4,866+59.7% |
| Participant deferral / active EE | $8,715 | $5,507+58.3% | $4,895+78.0% | $5,352+62.9% |
| Admin fee / account holder | $6,399 | $13,580-52.9% | $11,612-44.9% | $9,541-32.9% |