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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,339 | $118,869+39.1% | $96,575+71.2% | $167,518-1.3% |
| Participation rate | 70.0% | 75.5%-5.5pp | 69.8%+0.2pp | 82.1%-12.1pp |
| Annual return | 14.67% | 50.49%-35.8pp | 37.79%-23.1pp | 478.71%-464.0pp |
| Employer contribution / active EE | $0 | $3,120-100.0% | $2,357-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $2,340 | $4,616-49.3% | $3,849-39.2% | $6,342-63.1% |
| Admin fee / account holder | $10,722 | $8,067+32.9% | $6,182+73.4% | $12,312-12.9% |