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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,600 | $102,663+77.9% | $86,216+111.8% | $139,466+30.9% |
| Participation rate | 77.8% | 74.5%+3.3pp | 69.0%+8.8pp | 80.3%-2.6pp |
| Annual return | 19.91% | 1924.52%-1904.6pp | 1169.42%-1149.5pp | 373.66%-353.7pp |
| Employer contribution / active EE | $0 | $3,035-100.0% | $2,382-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $2,600 | $4,677-44.4% | $3,986-34.8% | $6,712-61.3% |
| Admin fee / account holder | $3,047 | $8,663-64.8% | $6,853-55.5% | $11,409-73.3% |