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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,432 | $99,345-11.0% | $84,753+4.3% | $273,972-67.7% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -8.45% | 22.93%-31.4pp | 22.78%-31.2pp | 41.46%-49.9pp |
| Employer contribution / active EE | $1,131 | $4,214-73.2% | $3,574-68.4% | $4,869-76.8% |
| Participant deferral / active EE | $2,143 | $4,270-49.8% | $3,712-42.3% | $5,287-59.5% |
| Admin fee / account holder | $4,490 | $6,645-32.4% | $5,333-15.8% | $10,133-55.7% |