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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,431 | $129,737+39.8% | $119,126+52.3% | $154,746+17.2% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 15.93% | 379.08%-363.2pp | 282.11%-266.2pp | 172.34%-156.4pp |
| Employer contribution / active EE | $1,833 | $4,375-58.1% | $4,034-54.6% | $4,379-58.1% |
| Participant deferral / active EE | $2,451 | $5,842-58.0% | $5,318-53.9% | $6,730-63.6% |
| Admin fee / account holder | $1,582 | $11,961-86.8% | $10,693-85.2% | $14,365-89.0% |