Retirement plan

E & A CONSULTING GROUP, INC. 401-K FLEXIBLE SAVINGS PLAN & TRUST

Name: E & A CONSULTING GROUP, INC. - E & A CONSULTING GROUP, INC. 401-K FLEXIBLE SAVINGS PLAN & TRUST (2017) Form 5500
Creator: E & A CONSULTING GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, E & A CONSULTING GROUP, INC. 401-K FLEXIBLE SAVINGS PLAN & TRUST, E & A CONSULTING GROUP, INC.

E & A CONSULTING GROUP, INC.EIN 47-0609173Plan #004PY 2017

10909 MILL VALLEY RD., STE. 100 - OMAHA, NE 681543950402-895-4700eacg.comLinkedIn51-200 employeescivil engineering

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$12.7M

+27.8% from 2016

Total participants

134

+5.5% from 2016

Average account balance

$100,129

+15.7% from 2016

Annual return

17.53%

+6.73 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$25.77M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$140K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

184

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.04M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.73%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$467

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 10 of 14 by compensation

Provider	Service type	Compensation
CAMBRIDGE INVESTMENT RESEARCH1 year Filed as: CAMBRIDGE INVESTMENTS RESEARCH ADV Service code 27	Advisory (Plan)	$24,456
KELLEY FINANCIAL SERVICES, INC.2 years Service code 13 · EIN 47-0800241 17110 MARCY ST. · OMAHA, NE 68118	Contract Administrator	$8,005
MASSACHUSETTS MUTUAL LIFE INS. CO.2 years Service code 52 · EIN 04-1590850	Indirect Investment Fees	$6,020
AB FUNDS1 year Service code 52 · EIN 13-4064930	Indirect Investment Fees	$0
ALGER1 year Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0
AMERICAN CENTURY1 year Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0
AMERICAN FUNDS1 year Service code 52 · EIN 95-1411037	Indirect Investment Fees	$0
CAMBRIDGE INVESTMENT RESEARCH2 years Filed as: CAMBRIDGE INVESTMENT RESEARCH ADV. Service code 27 · EIN 39-1897480	Advisory (Plan)	$0
COLUMBIA1 year Service code 52 · EIN 90-0342299	Indirect Investment Fees	$0
INVESCO1 year Service code 52 · EIN 95-2513084	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$6K

$59 / participant

Investment mgmt$4K63.5%
Contract admin$2K36.5%

% of EOY assets

0.047%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LUTZ & COMPANY, PC
Auditor EIN: 470625816
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$100,129

$80,753+24.0%

$136,298-26.5%

$62,293+60.7%

Participation rate

93.1%

73.5%+19.6pp

81.9%+11.2pp

69.5%+23.6pp

Annual return

17.53%

35.83%-18.3pp

5156.27%-5138.7pp

28.90%-11.4pp

Employer contribution / active EE

$4,477

$2,884+55.2%

$4,696-4.7%

$2,042+119.2%

Participant deferral / active EE

$6,840

$5,164+32.4%

$6,247+9.5%

$3,169+115.8%

Admin fee / account holder

$47

$525-91.0%

$9,244-99.5%

$479-90.1%

Provider

Service type

Compensation

CAMBRIDGE INVESTMENT RESEARCH1 year

Filed as: CAMBRIDGE INVESTMENTS RESEARCH ADV

Service code 27

Advisory (Plan)

$24,456

KELLEY FINANCIAL SERVICES, INC.2 years

Service code 13 · EIN 47-0800241

17110 MARCY ST. · OMAHA, NE 68118

Contract Administrator

$8,005

MASSACHUSETTS MUTUAL LIFE INS. CO.2 years

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$6,020

AB FUNDS1 year

Service code 52 · EIN 13-4064930

Indirect Investment Fees

ALGER1 year

Service code 52 · EIN 90-0342299

Indirect Investment Fees

AMERICAN CENTURY1 year

Service code 52 · EIN 90-0342299

Indirect Investment Fees

AMERICAN FUNDS1 year

Service code 52 · EIN 95-1411037

Indirect Investment Fees

CAMBRIDGE INVESTMENT RESEARCH2 years

Filed as: CAMBRIDGE INVESTMENT RESEARCH ADV.

Service code 27 · EIN 39-1897480

Advisory (Plan)

COLUMBIA1 year

Service code 52 · EIN 90-0342299

Indirect Investment Fees

INVESCO1 year

Service code 52 · EIN 95-2513084

Indirect Investment Fees

E & A CONSULTING GROUP, INC. 401-K FLEXIBLE SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

E & A CONSULTING GROUP, INC. 401-K FLEXIBLE SAVINGS PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion