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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,357 | $127,100-46.2% | $105,738-35.4% | $135,382-49.5% |
| Participation rate | 75.0% | 82.7%-7.7pp | 76.3%-1.3pp | 82.6%-7.6pp |
| Annual return | -13.08% | 4.49%-17.6pp | 6.27%-19.4pp | 519.77%-532.9pp |
| Employer contribution / active EE | $1,370 | $4,107-66.6% | $3,268-58.1% | $4,779-71.3% |
| Participant deferral / active EE | $2,028 | $5,064-60.0% | $4,080-50.3% | $5,609-63.9% |
| Admin fee / account holder | $1,789 | $9,087-80.3% | $6,913-74.1% | $10,829-83.5% |