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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,746 | $149,679-45.4% | $117,039-30.2% | $147,586-44.6% |
| Participation rate | 44.4% | 83.5%-39.0pp | 77.2%-32.7pp | 82.8%-38.4pp |
| Annual return | 16.66% | 19.31%-2.7pp | 18.95%-2.3pp | 578.59%-561.9pp |
| Employer contribution / active EE | $863 | $4,937-82.5% | $3,785-77.2% | $4,876-82.3% |
| Participant deferral / active EE | $1,253 | $4,912-74.5% | $3,929-68.1% | $5,439-77.0% |
| Admin fee / account holder | $15,090 | $7,856+92.1% | $5,974+152.6% | $10,886+38.6% |