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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,515 | $85,766+35.9% | $136,297-14.5% | $70,131+66.1% |
| Participation rate | 88.1% | 74.2%+13.9pp | 81.9%+6.2pp | 69.5%+18.6pp |
| Annual return | 12.01% | 31.45%-19.4pp | 5156.16%-5144.2pp | 73.14%-61.1pp |
| Employer contribution / active EE | $1,684 | $2,966-43.2% | $4,696-64.1% | $2,342-28.1% |
| Participant deferral / active EE | $2,766 | $5,051-45.2% | $6,247-55.7% | $3,332-17.0% |
| Admin fee / account holder | $4,017 | $5,420-25.9% | $9,244-56.5% | $4,645-13.5% |