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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,008 | $76,550+38.5% | $123,894-14.4% | $62,881+68.6% |
| Participation rate | 97.6% | 73.0%+24.6pp | 81.4%+16.1pp | 69.3%+28.3pp |
| Annual return | -4.38% | 18.67%-23.1pp | 47.52%-51.9pp | 20.14%-24.5pp |
| Employer contribution / active EE | $5,760 | $2,882+99.8% | $4,617+24.8% | $2,281+152.5% |
| Participant deferral / active EE | $2,741 | $4,840-43.4% | $5,984-54.2% | $3,203-14.4% |
| Admin fee / account holder | $4,372 | $4,826-9.4% | $8,357-47.7% | $4,296+1.8% |