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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,799 | $101,618-3.8% | $93,063+5.1% | $137,256-28.7% |
| Participation rate | 47.4% | 74.9%-27.6pp | 72.1%-24.7pp | 80.0%-32.6pp |
| Annual return | 12.35% | 223.95%-211.6pp | 34.15%-21.8pp | 220.34%-208.0pp |
| Employer contribution / active EE | $912 | $2,707-66.3% | $2,476-63.1% | $4,156-78.0% |
| Participant deferral / active EE | $2,004 | $4,279-53.2% | $3,958-49.4% | $6,407-68.7% |
| Admin fee / account holder | $1,234 | $6,198-80.1% | $6,033-79.6% | $12,270-89.9% |