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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,799 | $177,353-44.9% | $158,226-38.2% | $198,609-50.8% |
| Participation rate | 47.4% | 77.0%-29.7pp | 74.8%-27.5pp | 82.4%-35.0pp |
| Annual return | 12.35% | 599.50%-587.2pp | 501.41%-489.1pp | 202.70%-190.4pp |
| Employer contribution / active EE | $912 | $3,239-71.8% | $2,986-69.4% | $5,055-82.0% |
| Participant deferral / active EE | $2,004 | $4,615-56.6% | $4,317-53.6% | $6,977-71.3% |
| Admin fee / account holder | $1,234 | $10,960-88.7% | $10,217-87.9% | $19,030-93.5% |