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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,799 | $125,778-22.2% | $114,563-14.6% | $154,746-36.8% |
| Participation rate | 47.4% | 75.2%-27.8pp | 72.9%-25.5pp | 80.7%-33.3pp |
| Annual return | 12.35% | 295.14%-282.8pp | 241.09%-228.7pp | 172.34%-160.0pp |
| Employer contribution / active EE | $912 | $2,806-67.5% | $2,592-64.8% | $4,379-79.2% |
| Participant deferral / active EE | $2,004 | $4,445-54.9% | $4,142-51.6% | $6,730-70.2% |
| Admin fee / account holder | $1,234 | $8,190-84.9% | $7,623-83.8% | $14,365-91.4% |