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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,271 | $160,040-68.6% | $147,096-65.8% | $145,877-65.5% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 13.75% | 98.49%-84.7pp | 419.75%-406.0pp | 551.28%-537.5pp |
| Employer contribution / active EE | $27,422 | $5,289+418.4% | $4,936+455.5% | $4,663+488.1% |
| Participant deferral / active EE | $45,050 | $8,429+434.5% | $8,071+458.2% | $6,691+573.3% |
| Admin fee / account holder | $238,222 | $15,050+1482.9% | $13,005+1731.7% | $13,402+1677.5% |