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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,496 | $93,598-27.9% | $135,974-50.4% | $75,173-10.2% |
| Participation rate | 85.7% | 75.2%+10.5pp | 81.9%+3.8pp | 67.2%+18.5pp |
| Annual return | 24.74% | 30.89%-6.1pp | 68.30%-43.6pp | 160.72%-136.0pp |
| Employer contribution / active EE | $10,918 | $3,538+208.6% | $4,859+124.7% | $2,671+308.8% |
| Participant deferral / active EE | $17,676 | $6,405+176.0% | $7,760+127.8% | $4,126+328.4% |
| Admin fee / account holder | $4,961 | $6,978-28.9% | $10,767-53.9% | $5,651-12.2% |