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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,353 | $82,674-50.0% | $125,381-67.0% | $68,486-39.6% |
| Participation rate | 83.5% | 75.1%+8.5pp | 82.4%+1.1pp | 67.9%+15.6pp |
| Annual return | 4.51% | -5.97%+10.5pp | 572.31%-567.8pp | -7.85%+12.4pp |
| Employer contribution / active EE | $6,137 | $3,382+81.5% | $4,815+27.4% | $2,597+136.3% |
| Participant deferral / active EE | $9,813 | $6,111+60.6% | $7,448+31.8% | $4,028+143.6% |
| Admin fee / account holder | $1,220 | $6,277-80.6% | $10,007-87.8% | $5,404-77.4% |