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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,447 | $174,379+129.1% | $152,093+162.6% | $138,895+187.6% |
| Participation rate | 18.8% | 81.6%-62.9pp | 77.8%-59.0pp | 79.9%-61.2pp |
| Annual return | 20.39% | 74.86%-54.5pp | 66.36%-46.0pp | 145.39%-125.0pp |
| Employer contribution / active EE | $317 | $4,652-93.2% | $4,175-92.4% | $4,194-92.4% |
| Participant deferral / active EE | $3,116 | $6,159-49.4% | $5,451-42.8% | $6,396-51.3% |
| Admin fee / account holder | $0 | $16,880-100.0% | $14,497-100.0% | $12,562-100.0% |