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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,797 | $175,231+39.1% | $149,696+62.9% | $139,466+74.8% |
| Participation rate | 21.4% | 83.4%-62.0pp | 78.8%-57.3pp | 80.3%-58.9pp |
| Annual return | 31.17% | 166.77%-135.6pp | 134.46%-103.3pp | 373.66%-342.5pp |
| Employer contribution / active EE | $335 | $5,478-93.9% | $4,821-93.0% | $4,754-93.0% |
| Participant deferral / active EE | $3,066 | $6,521-53.0% | $5,682-46.0% | $6,712-54.3% |
| Admin fee / account holder | $0 | $16,155-100.0% | $13,212-100.0% | $11,409-100.0% |