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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,020 | $57,305+4.7% | $86,640-30.7% | $75,173-20.2% |
| Participation rate | 51.7% | 63.2%-11.5pp | 71.7%-20.0pp | 67.2%-15.5pp |
| Annual return | 14.00% | 2674.24%-2660.2pp | 592.52%-578.5pp | 160.72%-146.7pp |
| Employer contribution / active EE | $1,214 | $2,316-47.6% | $3,024-59.8% | $2,671-54.5% |
| Participant deferral / active EE | $2,740 | $3,320-17.5% | $4,438-38.3% | $4,126-33.6% |
| Admin fee / account holder | $339 | $4,116-91.8% | $5,616-94.0% | $5,651-94.0% |