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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,983 | $100,938+10.9% | $90,461+23.8% | $158,982-29.6% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 8.10% | 1727.20%-1719.1pp | 1294.76%-1286.7pp | 302.99%-294.9pp |
| Employer contribution / active EE | $1,990 | $3,691-46.1% | $3,264-39.0% | $4,763-58.2% |
| Participant deferral / active EE | $7,628 | $4,350+75.4% | $3,964+92.4% | $5,983+27.5% |
| Admin fee / account holder | $928 | $6,510-85.7% | $5,617-83.5% | $11,252-91.8% |