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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,983 | $100,895+11.0% | $90,430+23.8% | $158,950-29.5% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 8.10% | 1725.54%-1717.4pp | 1293.73%-1285.6pp | 302.91%-294.8pp |
| Employer contribution / active EE | $1,990 | $3,689-46.1% | $3,262-39.0% | $4,762-58.2% |
| Participant deferral / active EE | $7,628 | $4,347+75.5% | $3,963+92.5% | $5,983+27.5% |
| Admin fee / account holder | $928 | $6,505-85.7% | $5,613-83.5% | $11,248-91.7% |