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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,191 | $90,617+37.1% | $79,476+56.3% | $135,382-8.3% |
| Participation rate | 66.7% | 76.1%-9.4pp | 73.3%-6.7pp | 82.6%-16.0pp |
| Annual return | 587.53% | 977.57%-390.0pp | 718.21%-130.7pp | 519.77%+67.8pp |
| Employer contribution / active EE | $2,208 | $3,068-28.0% | $2,800-21.2% | $4,779-53.8% |
| Participant deferral / active EE | $11,833 | $4,050+192.1% | $3,704+219.5% | $5,609+111.0% |
| Admin fee / account holder | $1,566 | $5,907-73.5% | $5,113-69.4% | $10,829-85.5% |