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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,968 | $209,425-41.3% | $178,499-31.1% | $158,966-22.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 75.96% | 188.80%-112.8pp | 151.10%-75.1pp | 302.95%-227.0pp |
| Employer contribution / active EE | $8,655 | $5,707+51.6% | $5,011+72.7% | $4,762+81.7% |
| Participant deferral / active EE | $13,324 | $5,955+123.7% | $5,202+156.1% | $5,983+122.7% |
| Admin fee / account holder | $933 | $17,078-94.5% | $13,986-93.3% | $11,250-91.7% |