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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,449 | $180,462-74.3% | $154,111-69.9% | $135,379-65.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -17.63% | 888.17%-905.8pp | 735.18%-752.8pp | 519.79%-537.4pp |
| Employer contribution / active EE | $5,463 | $6,036-9.5% | $5,298+3.1% | $4,779+14.3% |
| Participant deferral / active EE | $9,888 | $5,806+70.3% | $5,081+94.6% | $5,609+76.3% |
| Admin fee / account holder | $475 | $16,145-97.1% | $13,411-96.5% | $10,828-95.6% |