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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,525 | $167,362-46.5% | $143,799-37.7% | $134,532-33.5% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -18.86% | 0.47%-19.3pp | -0.04%-18.8pp | 418.27%-437.1pp |
| Employer contribution / active EE | $4,405 | $5,620-21.6% | $4,952-11.1% | $4,741-7.1% |
| Participant deferral / active EE | $7,254 | $6,447+12.5% | $5,638+28.7% | $6,401+13.3% |
| Admin fee / account holder | $1,020 | $18,094-94.4% | $14,677-93.1% | $11,429-91.1% |