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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,904 | $209,425-35.6% | $178,499-24.4% | $158,966-15.1% |
| Participation rate | 60.0% | 86.4%-26.4pp | 81.9%-21.9pp | 82.0%-22.0pp |
| Annual return | 13.48% | 188.80%-175.3pp | 151.10%-137.6pp | 302.95%-289.5pp |
| Employer contribution / active EE | $6,763 | $5,707+18.5% | $5,011+35.0% | $4,762+42.0% |
| Participant deferral / active EE | $11,661 | $5,955+95.8% | $5,202+124.2% | $5,983+94.9% |
| Admin fee / account holder | $3,239 | $17,078-81.0% | $13,986-76.8% | $11,250-71.2% |