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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,177 | $217,432-91.6% | $185,849-90.2% | $167,536-89.2% |
| Participation rate | 61.5% | 86.1%-24.5pp | 81.7%-20.2pp | 82.1%-20.6pp |
| Annual return | 18.94% | 148.42%-129.5pp | 122.10%-103.2pp | 478.82%-459.9pp |
| Employer contribution / active EE | $2,200 | $5,875-62.6% | $5,169-57.4% | $4,839-54.5% |
| Participant deferral / active EE | $3,526 | $6,357-44.5% | $5,569-36.7% | $6,342-44.4% |
| Admin fee / account holder | $256 | $19,818-98.7% | $16,244-98.4% | $12,315-97.9% |