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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,604 | $167,362-90.1% | $143,799-88.5% | $134,532-87.7% |
| Participation rate | 76.5% | 84.8%-8.3pp | 80.3%-3.8pp | 81.2%-4.8pp |
| Annual return | -24.65% | 0.47%-25.1pp | -0.04%-24.6pp | 418.27%-442.9pp |
| Employer contribution / active EE | $2,287 | $5,620-59.3% | $4,952-53.8% | $4,741-51.8% |
| Participant deferral / active EE | $3,401 | $6,447-47.3% | $5,638-39.7% | $6,401-46.9% |
| Admin fee / account holder | $572 | $18,094-96.8% | $14,677-96.1% | $11,429-95.0% |