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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,340 | $110,083-69.7% | $151,645-78.0% | $68,490-51.3% |
| Participation rate | 96.0% | 84.0%+12.0pp | 87.5%+8.5pp | 67.9%+28.1pp |
| Annual return | -11.44% | -10.12%-1.3pp | 3.34%-14.8pp | -7.85%-3.6pp |
| Employer contribution / active EE | $2,686 | $4,470-39.9% | $6,165-56.4% | $2,597+3.4% |
| Participant deferral / active EE | $12,244 | $6,526+87.6% | $8,363+46.4% | $4,028+204.0% |
| Admin fee / account holder | $2,148 | $7,718-72.2% | $11,614-81.5% | $5,403-60.2% |